Knowledge and Insights

Offering resources and insights that help clients and communities

One of the ways Mercadien accelerates client and community success is by continually enhancing and sharing knowledge.  By offering our expertise and thought leadership on key business and industry trends and issues, we’re a better resource to you. It benefits everyone to keep minds sharp and fingers on the pulse of what’s critical in today’s dynamic environment.

We’re pleased to provide articles, news, and information to help you stay up-to-date on topics affecting your organization; learn about best practices and processes in relevant fields; and simplify the business and financial complexities you may face.


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Are Personal Finance Education Mandates Working?

June 24, 2014 | By: Christopher SeizMath has always been taught in school, but the kind of math you’re probably thinking of isn’t always practical. You’ll never need to use de Moivre’s Theorem to file your taxes, and you’ll never have to work with the polar representation of a complex number at the grocery store. Unless kids are brought up in…Read More

What Are My Subrecipient Monitoring Responsibilities?

June 18, 2014 | By: Richard HoytA pass-through entity that receives federal awards and/or New Jersey state awards as a subrecipient must determine on a case-by-case basis whether the disbursements made under each agreement represents a subrecipient or contractor relationship. Once a determination is made that a subrecipient relationship exists, as a pass-through entity, you must: Award identification to include the…Read More

The Buzz About Bitcoins

June 4, 2014 | By: Arpita PatelWith the latest buzz about bitcoins – a decentralized, digital currency just a few years old – it is extremely important for the banking industry to understand their use and impact. A bitcoin is a form of virtual currency that allows payment through a peer-to-peer network. Bitcoins are not tangible like cash and cannot be…Read More

Warren Broudy Elected to the Board of Directors of the Trenton YMCA

June 3, 2014June 3, 2014; Princeton, NJ – Mr. Warren A. Broudy, CPA, RMA, PSA, CGFM, CGMA, managing director of The Mercadien Group, principal in Mercadien, P.C., Certified Public Accountants, and leader of its government services practiceRead More

Frank Pina Presents at Financial Managers Society of Central NJ

May 22, 2014The Woodbridge Hilton at Metropark in Iselin NJ was the site of the Chapter’s recent Central Jersey Dinner Meeting held on Wednesday, May 21, 2014. This was the latest in a series of events specifically intended for the convenience of Chapter Members in the Central New Jersey area. Frank Pina, CPA from the Mercadien Group…Read More

Don’t Let Your Tax Refund Burn a Hole in Your Pocket

May 21, 2014 | By: Marguerite L. MountApril 15th has passed and many of us are awaiting, or recently received, a tax refund.  The average U.S. taxpayer refund over the last two years has approximated $3,100.  If you got/get a nice refund, what do you plan to do with it? It is very tempting to spend it; to treat yourself or your…Read More

Real Woman Magazine Features Michelle Everman

May 9, 2014You’ve probably heard stories like Michelle Everman’s before – at least, the first chapter: Four years into a promising career as a certified public accountant at one of the “Big Four” accounting firms, she began to wonder if she’d missed her true calling and enrolled in culinary school.  Fast-forward eight years, and her Princeton-based catering…Read More

Philadelphia VIP Features Frank Pina and Mercadien Foundation

April 24, 2014The partnership began when Frank Pina, a Principal and Managing Director of the Mercadien Group, attended VIP’s Awards Night in 2012 and expressed an interest in helping achieve VIP’s mission. He organized a “Jeans for Charity” event at Mercadien that allowed all practitioners who donated to VIP to wear jeans to work on a particular…Read More

Focus on Fair Lending Compliance

April 23, 2014 | By: Rosa PaviaFair lending compliance remains in high focus with federal and state regulators. The Department of Justice recently created a new fair lending enforcement unit staffed with economists, attorneys and an executive-level counsel for fair lending in the assistant attorney general’s office. Several regulations are used to enforce fair lending, including the Equal Credit Opportunity, Fair…Read More

Achieve Growth Through Compliance Leadership

April 23, 2014 | By: Salvatore ZerilliThe banking industry has seen noted changes in income margins for institutions of all sizes over the last five to ten years. Growth strategies focused solely on revenue channels are no longer effective and must be changed to ensure that income is not offset by compliance-related expenses. The regulatory landscape with which banks need to…Read More