Knowledge and Insights

Offering resources and insights that help clients and communities

One of the ways Mercadien accelerates client and community success is by continually enhancing and sharing knowledge.  By offering our expertise and thought leadership on key business and industry trends and issues, we’re a better resource to you. It benefits everyone to keep minds sharp and fingers on the pulse of what’s critical in today’s dynamic environment.

We’re pleased to provide articles, news, and information to help you stay up-to-date on topics affecting your organization; learn about best practices and processes in relevant fields; and simplify the business and financial complexities you may face.

UPCOMING EVENTS

Mercadien is a Proud Sponsor of the Center for Nonprofits Conference! Be Sure to Stop by Our Booth!

December 3, 2025  |  The Palace at Somerset
333 Davidson Avenue, Somerset, NJ 08873

End of an Era? Potential Termination of the NJ-PA Reciprocal Tax Agreement

November 10, 2016 | By: Michelle V. EvermanGovernor Christie announced this week that he will NOT rescind the New Jersey – Pennsylvania Reciprocal Tax Agreement, as he threatened to do earlier this fall and I wrote about…Read More

HMDA – Get It Right! The New Rules

October 19, 2016 | By: Raji SathappanThe Home Mortgage Disclosure Act (HMDA)/Regulation C remains one of the top three most commonly cited laws by regulatory agencies. In 2010, Congress amended HMDA in the Dodd-Frank Act, which…Read More

Same-Day ACH Goes Live

October 19, 2016 | By: Lisa M. ThouinIn today’s ever-changing world, everything is moving faster, including Automated Clearing House (ACH) transactions, i.e., electronic payments. As you may be aware, effective September 23, 2016, the National Automated Clearinghouse…Read More

To Audit or Investigate: That Is The Question…

October 17, 2016 | By: Frank PinaInternal audits serve to provide independent assurance that a company’s risk management, governance and control processes are operating effectively, and address issues that are fundamentally important to the survival and…Read More

Retire At Your Own Risk

October 11, 2016 | By: Myron M. GellmanCan you believe that the oldest Baby Boomers (who were born in 1946) will turn 70 this year? Although a lot of younger Boomers continue to be actively involved in…Read More

Could A PEO Prune Your Employment-Related Hassles?

October 11, 2016 | By: Lee D. BossFor business owners, employment-related hassles can sprout like weeds and quickly grow out of control. If you find yourself constantly getting tangled in a thicket of HR and payroll problems,…Read More

Student Debt – A Growing National Crisis

September 22, 2016 | By: Christopher SeizOver 70 percent of Bachelor’s degree recipients need to borrow money to attend college – having racked up $1.3 trillion in student loan debt nationally. With the average debt being…Read More

Holiday Saving Starts NOW

September 22, 2016 | By: Marguerite L. MountSummer was the time to get away, but now we’re back to school, college, and work. Before we know it, Thanksgiving will be over and the holidays will be nipping…Read More

When Nonprofits are Taxed on Unrelated Business Income

September 21, 2016 | By: Kyle A. NeeldWhile most nonprofits are operated primarily to be tax exempt, it doesn’t mean they won’t pay business income tax. When nonprofits generate income on unrelated activities, this can result in thatRead More

Trends in Family Philanthropy

September 21, 2016 | By: Sherise D. RitterWhether you are a family foundation or a grant-seeker, we thought you would find some interest in these trends. Family foundation giving almost doubled between 2002 and 2013 and the…Read More