Knowledge and Insights

Offering resources and insights that help clients and communities

One of the ways Mercadien accelerates client and community success is by continually enhancing and sharing knowledge.  By offering our expertise and thought leadership on key business and industry trends and issues, we’re a better resource to you. It benefits everyone to keep minds sharp and fingers on the pulse of what’s critical in today’s dynamic environment.

We’re pleased to provide articles, news, and information to help you stay up-to-date on topics affecting your organization; learn about best practices and processes in relevant fields; and simplify the business and financial complexities you may face.



Wed., October 14, 2020 | 12:00 PM - 1:00 PM
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6 Challenges Nonprofit Executives are Facing

December 6, 2016 | By: Sherise D. RitterTo better understand what is keeping nonprofit executives up at night, Abila – a leading software provider to nonprofit organizations – surveyed 414 finance professionals who currently work for a nonprofit or association between June and July 2016. Nonprofits have made headlines recently while dealing with headaches brought on by new federal rules on overtime…Read More

Are You Complying With New Procurement Standards Under Uniform Guidance?

November 15, 2016 | By: Digesh PatelFor all state, local and nonprofit entities that receive federal awards, whether direct or pass through, Uniform Guidance took effect with fiscal years that began after December 26, 2014. Procurement standards is one of the many areas that management and staff at all state, local and nonprofit entities need to review and understand, to be…Read More

Emerging Cyber Opportunities in Government Contracting

November 15, 2016 | By: Bob Craig & Shahryar Shaghaghi – BDO USAAmid the aftermath of troubling cybersecurity breaches at various government agencies—including the Office of Personnel Management—the U.S. government and Congress have pushed for a major increase in government focus and spending on cyber protection. To assess and strengthen federal networks and systems, the White House Office of Management and Budget (OMB) launched the Cybersecurity Strategy…Read More

What Happened While We Watched the Election Ads?

November 10, 2016 | By: Marguerite L. MountWith the election behind us, perhaps we can start thinking about other things and even focus on some events that we may have missed during the fall campaign.  On October 7, the New Jersey Legislature and Governor approved a tax deal that would raise the state gas tax and on November 8, New Jersey voters…Read More

End of an Era? Potential Termination of the NJ-PA Reciprocal Tax Agreement

November 10, 2016 | By: Michelle V. EvermanGovernor Christie announced this week that he will NOT rescind the New Jersey – Pennsylvania Reciprocal Tax Agreement, as he threatened to do earlier this fall and I wrote about last week, giving taxpayers on both sides of the Delaware River something to add to their gratitude list for Thanksgiving.  The agreement will stand as…Read More

HMDA – Get It Right! The New Rules

October 19, 2016 | By: Raji SathappanThe Home Mortgage Disclosure Act (HMDA)/Regulation C remains one of the top three most commonly cited laws by regulatory agencies. In 2010, Congress amended HMDA in the Dodd-Frank Act, which also transferred HMDA rule-making authority to the Consumer Financial Protection Bureau (CFPB). Dodd-Frank expanded the scope of HMDA with new data fields, including pricing information;…Read More

Same-Day ACH Goes Live

October 19, 2016 | By: Lisa M. ThouinIn today’s ever-changing world, everything is moving faster, including Automated Clearing House (ACH) transactions, i.e., electronic payments. As you may be aware, effective September 23, 2016, the National Automated Clearinghouse Association (NACHA) established two new same-day settlement windows for ACH transactions. Until now, ACH transactions typically would settle the next business day. Going forward, payments…Read More

To Audit or Investigate: That Is The Question…

October 17, 2016 | By: Frank PinaInternal audits serve to provide independent assurance that a company’s risk management, governance and control processes are operating effectively, and address issues that are fundamentally important to the survival and prosperity of the organization.  For example, internal auditors often look beyond financial information and consider broader issues such as the company’s reputation, competitive landscape, environmental…Read More

Retire At Your Own Risk

October 11, 2016 | By: Myron M. GellmanCan you believe that the oldest Baby Boomers (who were born in 1946) will turn 70 this year? Although a lot of younger Boomers continue to be actively involved in the workforce, many older ones who started their own businesses are finally starting to retire. Removing a key person from daily business operations generally isn’t…Read More

Could A PEO Prune Your Employment-Related Hassles?

October 11, 2016 | By: Lee D. BossFor business owners, employment-related hassles can sprout like weeds and quickly grow out of control. If you find yourself constantly getting tangled in a thicket of HR and payroll problems, a professional employment organization (PEO) might be just the gardener you need. Fewer burdens – As their name indicates, PEOs take on employment-related tasks such…Read More