Knowledge and Insights

Offering resources and insights that help clients and communities

One of the ways Mercadien accelerates client and community success is by continually enhancing and sharing knowledge.  By offering our expertise and thought leadership on key business and industry trends and issues, we’re a better resource to you. It benefits everyone to keep minds sharp and fingers on the pulse of what’s critical in today’s dynamic environment.

We’re pleased to provide articles, news, and information to help you stay up-to-date on topics affecting your organization; learn about best practices and processes in relevant fields; and simplify the business and financial complexities you may face.

UPCOMING EVENTS

WEBINAR: ARE YOU READY TO SUBMIT YOUR PPP FORGIVENESS APPLICATION?

Wednesday, July 29, 2020 | 1:00 PM - 2:00 PM

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Does Your Audit Committee Have What It Takes?

February 27, 2014 | By: Lisa M. ThouinFor-profit companies are always searching for ways to improve their efficiency and productivity—otherwise known as the “bottom line.” Nonprofit organizations have the same needs. Similar to public corporations, the board members plays an integral role in achieving these goals. That is why great care must be taken when selecting members. Members must possess the skill…Read More

Would Your Nonprofit Benefit From an Alliance or Merger?

February 27, 2014 | By: Sherise D. RitterNonprofits are finding it increasingly difficult to operate under the continued financial uncertainty and regulatory pressures of the last several years. Many have reached the point where they have begun to assess, or already take advantage of, alliance or merger opportunities. As happens in most situations, those that proactively plan, for either an evaluation or…Read More

Strengthen Your Municipal Management and Credit Rating

February 20, 2014 | By: Warren A. BroudyRatings agencies track the financial condition of bond issuers and update their ratings if and when necessary. Many credit ratings are upgraded or downgraded by these agencies each year. Such changes directly affect the cost of interest municipalities and taxpayers pay on their debt. Since the financial crisis of 2008, credit spreads, or the cost…Read More

The Importance of Succession Planning in Government

February 20, 2014 | By: Digesh PatelAccording to the U.S. Census Bureau’s Census of Governments report, the number of state and local government employees decreased 0.2% and 1.5%, respectively, from 2010 to 2011, the latest available data years. This decrease, seemingly a continuing trend, stems from many factors, such as early retirement incentives, government downsizing, and private sector opportunities. Today, with…Read More

National ‘America Saves’ Week – February 25th to March 1st

February 19, 2014 | By: Christopher SeizLooking to achieve a financial goal? Whether it is something small like the latest new gadget, large like a down payment for a house, or ongoing like retirement, saving is the best ways to get there.Read More

Life Isn’t Short

February 19, 2014 | By: Ken KamenThe following is an excerpt from Mr. Kamen’s highly-acclaimed book, “Reclaim Your Nest Egg: Take Control of your Financial Future,” published by Bloomberg Press. We all know how hard it is to deal with the idea of your own mortality. But it appears that conceiving of your own potential longevity is equally difficult. According to…Read More

Holiday Financial Hangover Cures

January 8, 2014 | By: Marguerite L. MountThrough February, you may dread every trip to the mailbox. How did I manage to run up my credit card balances so high? Why did I open those new store card accounts? Were the discounts I got worth the interest I am going to pay? If financial overindulgence this past holiday season has you feeling…Read More

Should I Consider Long-Term-Care Insurance?

January 8, 2014 | By: Carol Einhorn – Arbor GroupAs the first baby boomers approach their 70s in a healthier state than any prior generation, and as medical expertise and technology improve, it is vital that they address the possibility of needing long-term care. According to a recent study by Bankers Life and Casualty Center for a Secure Retirement, 70% of all Americans between…Read More