Knowledge and Insights

Offering resources and insights that help clients and communities

One of the ways Mercadien accelerates client and community success is by continually enhancing and sharing knowledge.  By offering our expertise and thought leadership on key business and industry trends and issues, we’re a better resource to you. It benefits everyone to keep minds sharp and fingers on the pulse of what’s critical in today’s dynamic environment.

We’re pleased to provide articles, news, and information to help you stay up-to-date on topics affecting your organization; learn about best practices and processes in relevant fields; and simplify the business and financial complexities you may face.

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Force Majeure Considerations Relating to COVID-19

March 31, 2020 | By: Frank PinaWhile business owners attempt to find creative ways to protect their assets and operate during the Coronavirus (COVID-19) pandemic, one term that keeps creeping into conversation as it relates to contracts and leases is force majeure. Force majeure is a French phrase meaning a superior force. Sometimes referred to as an “act of God,” force…Read More

Small Business Forgivable Loan Program Under the CARES Act & Other Relief

March 30, 2020 | By: Frank PinaThe Senate and House have passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act which is a stimulus package for the nation and includes several important opportunities for small businesses to receive assistance. The law was signed by the President on Friday, March 27, 2020. In this legislation, there are several relief programs for…Read More

An Overview on the CARES Act & What It Means For Businesses

March 30, 2020 | By: Frank PinaThe Coronavirus Aid, Relief and Economic Security (CARES) Act (the “Act”), a $2 trillion stimulus package, has officially been signed into law. The bipartisan deal allocates $2 trillion in an effort to mitigate the fallout from the COVID-19 crisis, including $1.5 trillion in spending and tax cuts and $500 billion in loans—$454 billion of which was…Read More

An Overview on the CARES Act & What It Means For Individuals

March 30, 2020 | By: Frank PinaThe Coronavirus Aid, Relief and Economic Security (CARES) Act (the “Act”), a $2 trillion stimulus package, has officially been signed into law. The bipartisan deal allocates $2 trillion in an effort to mitigate the fallout from the COVID-19 crisis, including $1.5 trillion in spending and tax cuts and $500 billion in loans—$454 billion of which was…Read More

Tax Notice 2020-18: What You Need to Know

March 26, 2020 | By: Frank Pina & Richard S. WillingerThis week in Notice 2020-18, the Treasury Department and the Internal Revenue Service (IRS) announced special federal income tax return filing and payment relief in response to the ongoing Coronavirus (COVID-19) emergency.  This notice expands on and supersedes 2020-17 issued on March 18, 2020.  Just as news of the virus changes frequently, so does the…Read More

Coronavirus Resource Guide for Business Owners

March 26, 2020There is an ever-evolving flood of information being made available in response to the COVID-19 pandemic – what it means for businesses, owners and employees, federal and state guidance, clarity on specific issues such as insurance coverage and contractual obligations, what your business can do to be prepared under various scenarios, and much more. To…Read More

Coronavirus (COVID-19) Impact, Risk & Response Toolkit

March 24, 2020 | By: Frank PinaDue to the rapid acceleration of the COVID-19 pandemic, countless organizations are putting together strategic plans in order to alleviate the potential effects on their operations, while continuing to meet the needs of their customers and constituents. As of right now, it is too premature to be able to evaluate the final outcomes this pandemic…Read More

Business Sustainability Checklist for Nonprofit Organizations During Crisis

March 23, 2020 | By: Frank PinaDuring an unprecedented crisis such as the coronavirus (COVID-19) outbreak, an organization’s greatest chances of survival dramatically improve if it takes proactive measures to preserve cash immediately instead of taking a purely reactive “wait and see” mentality. The expression “cash is king” refers to the importance of cash flow in the overall fiscal health of a business.  This…Read More

Business Sustainability Checklist for Organizations During Crisis

March 20, 2020 | By: Frank PinaDuring an unprecedented crisis such as the coronavirus (COVID-19) outbreak, a business’s greatest chances of survival dramatically improve if it takes proactive measures to preserve cash immediately instead of taking a purely reactive “wait and see” mentality. The expression “cash is king” refers to the importance of cash flow in the overall fiscal health of a business.  This…Read More

NJ 101.5 VIDEO: What To Do When Your 401K Catches Coronavirus

March 19, 2020The full impact of the novel coronavirus pandemic to New Jersey and the world may not be known for months. As schools close, businesses shut down and people are urged to practice social isolation, the economic effects will be far reaching. As individuals, we have a natural concern for our physical well-being, but many are…Read More