Knowledge and Insights: Newsletters
Tracking Data Theft By Thumb Drive
The theft of electronic information is rampant in today’s business world. It can be done by a disgruntled employee, a hacker looking to steal identities, or business partners looking to…
Reverse Mortgages: A Holistic Approach
The Home Equity Conversion Mortgage (HECM), aka reverse mortgage, is an extraordinary tool when utilized in the proper manner at the proper time for the proper individual.
File & Suspend: A Social Security Strategy
The file and suspend Social Security strategy received media attention after the 2015 fiscal budget was released by the White House earlier this year. The Obama administration, in their budget narrative…
The New VUCA Paradigm
Mercadien’s Nonprofit Co-Services leader, Lisa Thouin, and I attended the AICPA’s Not-For-Profit (NFP) Industry Conference, a three-day event in Washington, D.C., where we learned about industry trends, developments on the…
5 Steps to Achieve Your Financial Goals
What are your financial aspirations for the coming year? Would you like to pay off some high-interest debt? Step up your retirement savings? Set aside enough for an exciting vacation?…
Taxpayer Bill Of Rights Recently Adopted By IRS
At the urging of the taxpayer advocate for the past seven years, the IRS recently adopted the Taxpayer Bill of Rights. While the rights are not new, this is the…
8 Ways to Save on Summer Vacation
Summer is supposed to be a chance to get away, add a little color to that sun-sheltered skin, enjoy the hot sun at the barbecue, and get some much needed…
Are Personal Finance Education Mandates Working?
Math has always been taught in school, but the kind of math you’re probably thinking of isn’t always practical. You’ll never need to use de Moivre’s Theorem to file your…
What Are My Subrecipient Monitoring Responsibilities?
A pass-through entity that receives federal awards and/or New Jersey state awards as a subrecipient must determine on a case-by-case basis whether the disbursements made under each agreement represents a…
The Buzz About Bitcoins
With the latest buzz about bitcoins – a decentralized, digital currency just a few years old – it is extremely important for the banking industry to understand their use and…