Financial Institutions
Assessing Your Cyber Security Risks and Preparedness
Technological security is not only increasingly important today, but also undergoing a directional shift due to the prevalence and ingenuity of cyber-hackings. The true statistics about these are more alarming…
Bitcoin in Brief: The Mystery Unraveled
Many of us have overheard or joined discussions with friends and colleagues regarding bitcoin. Perhaps you have skimmed articles discussing its potential as a commodity or its future demise as…
Are You Ready for TRID?
Effective October 3rd, 2015, creditors will be required to comply with the Consumer Financial Protection Bureau’s (CFPB) TILA-RESPA Integrated Disclosures Rule, also known as the TRID Rule. As with any…
Mercadien Hosts Seminar for Bank Executives on New CFPB Loan Regulations
More than 40 chief executive, audit, compliance and financial officers from commercial and community banks in New Jersey, Pennsylvania and New York attended The Mercadien Group’s seminar, “Are You Ready…
Highlights of the FFIEC BSA/AML Manual Update
The Federal Financial Institutions Examination Council (FFIEC) recently made significant changes throughout more than a dozen sections of the Bank Secrecy Act and Anti-Money Laundering (BSA/AML) Manual, the first update…
Combating Insider Abuse: An Ethical Epidemic
Unfortunately for financial institutions, there are universal business truths that do not go away with time, trends or wishful thinking. Insider abuse is one of those truths, as it is…
The Evolution of Internal Audit and Impact of Activist Investors
In a fast-changing business environment, it is imperative that an organization’s internal audit department adapt and evolve in order to stay relevant to key stakeholders. In recent years, there have…
NJ Banker Magazine Features Article on Internal Audit by Salvatore Zerilli
Internal audit, when properly implemented, is an essential element to assist your financial institution in discovering control weaknesses, regulatory and policy violations, and operational inefficiencies. Such self-scrutiny provides an institution…
Princeton Packet covers Mercadien’s National Small Business Association Contract
Mercadien P.C., Certified Public Accountants has been awarded a significant national contract with the U.S. Small Business Administration to provide risk-based review and risk oversight support services for the Certified…
Mercadien Awarded Significant National Contract With U.S. SBA
Press Release – Mercadien Is Awarded Significant National Contract With U.S. Small Business Administration October 15, 2014; Princeton, New Jersey Conrad L. Druker, CPA and managing director of The Mercadien…