Financial Institutions
Lines of Defense – The Key Challenges in Integrating Control Activities
The current economic environment and significant risk events over the last few years have caused companies to maintain a renewed focus on the effectiveness of risk management. Substantial amounts have…
Lisa Thouin Presents on Risk Management to Central NJ Financial Managers Society
The NY/NJ Chapter recently held the third of a planned series of three breakfast meetings designed specifically to enhance the professional development of financial decision makers at community banks in…
Prevent Fraud With Stronger Consumer Profiling
When we hear the word fraud, our own personal ideas and experiences about it usually come to mind. An official definition of fraud as published by the Institute of Internal…
Raji Sathappan New Flood Insurance Article Cover Story of NJBankers Magazine
The National Flood Insurance Act of 1967 and the Flood Disaster Protection Act of 1973 (FDPA), as amended, govern the National Flood Insurance Program (NFIP). Among other things, these statutes require the…
Impact of New Flood Insurance – What You Need to Know
The National Flood Insurance Act of 1968 and Flood Disaster Protection Act of 1973 (FDPA), as amended, govern the National Flood Insurance Program (NFIP). Among other things, these statutes require…
Assessing Your Cyber Security Risks and Preparedness
Technological security is not only increasingly important today, but also undergoing a directional shift due to the prevalence and ingenuity of cyber-hackings. The true statistics about these are more alarming…
Bitcoin in Brief: The Mystery Unraveled
Many of us have overheard or joined discussions with friends and colleagues regarding bitcoin. Perhaps you have skimmed articles discussing its potential as a commodity or its future demise as…
Are You Ready for TRID?
Effective October 3rd, 2015, creditors will be required to comply with the Consumer Financial Protection Bureau’s (CFPB) TILA-RESPA Integrated Disclosures Rule, also known as the TRID Rule. As with any…
Mercadien Hosts Seminar for Bank Executives on New CFPB Loan Regulations
More than 40 chief executive, audit, compliance and financial officers from commercial and community banks in New Jersey, Pennsylvania and New York attended The Mercadien Group’s seminar, “Are You Ready…
Highlights of the FFIEC BSA/AML Manual Update
The Federal Financial Institutions Examination Council (FFIEC) recently made significant changes throughout more than a dozen sections of the Bank Secrecy Act and Anti-Money Laundering (BSA/AML) Manual, the first update…