Financial Institutions

Mercadien Announces Executive Promotions; Names New Principal

September 11, 2024; Princeton, NJ & Philadelphia, PA – Mercadien is pleased to announce several promotions within the firm’s corporate leadership team.  Mr. Matthew Smierciak, CPA, a member of the…

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The Risks of Digital Marketing & Data Analytics in Banking

In the world of banking, technological advances are revolutionizing the way financial institutions market their services and expand their brand presence. The use of data analytics has provided banks with…

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What You Need to Know About the Proposed CFPB Overdraft & Junk Fee Rule

Overdraft services were originally created to service an occasional inadvertent hiccup by consumers but have since turned into a massive profit driver for financial institutions with fees totaling $7.7 billion…

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The Crucial Role of Expert CPA Firms in Federal Government Contracting

In the intricate landscape of federal government contracts, precise and reliable financial reporting is of the utmost importance. Federal agencies manage vast sums of public money, demanding a steadfast commitment…

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The Benefits of BSA Staff Augmentation for Banks

Financial Institutions face a unique set of challenges and responsibilities, especially within their Bank Secrecy Act (BSA) departments. An institution’s BSA/AML staff is the first line of compliance for AML…

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Banking on Fintech: Key Considerations for Banking as a Service (BaaS)

Over the last several years, technological advancements have transformed our lives, revolutionizing the way we connect, work and live. We leverage many applications on our phones and other devices to…

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Mercadien Announces Executive Promotions; Names Three New Partners

Princeton, NJ & Philadelphia, PA – Mercadien is pleased to announce several promotions within the firm’s corporate leadership team.  Ms. Melissa Correa, CRCM, a member of the Financial Institutions Services…

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Mercadien Celebrates 60 Years of Serving Our Clients & Community

Princeton, NJ & Philadelphia, PA – Mercadien, a leading accounting and advisory firm in New Jersey, is proud to announce its 60th anniversary of providing exceptional accounting, tax and advisory…

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Model Governance: How to Formalize the Program

As a small financial institution, you may not have formalized a comprehensive model risk governance program. Model governance refers to the framework and structure an institution establishes to oversee and…

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7 Ways to Enhance Your Compliance Function

Ensuring your bank’s compliance function is effective and meeting expectations is of the utmost importance to regulators. This is evident through the design of the examination process and creation of…

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