Knowledge and Insights

Offering resources and insights that help clients and communities

One of the ways Mercadien accelerates client and community success is by continually enhancing and sharing knowledge.  By offering our expertise and thought leadership on key business and industry trends and issues, we’re a better resource to you. It benefits everyone to keep minds sharp and fingers on the pulse of what’s critical in today’s dynamic environment.

We’re pleased to provide articles, news, and information to help you stay up-to-date on topics affecting your organization; learn about best practices and processes in relevant fields; and simplify the business and financial complexities you may face.



Wednesday, July 29, 2020 | 1:00 PM - 2:00 PM

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Mercadien Webinar Replay: SECURE & CARES Acts – Impacts on Your Retirement Plan

June 1, 2020Peter Ponzio, CPFA, Senior Vice President of Penn Investment Advisors, Inc. & Melissa B. Kurtzman, Shareholder & Co-Chair, Employee Benefits Practice Group of Littler presented a webinar SECURE & CARES Acts – Impacts on Your Retirement Plan on Thursday, May 28th. During the webinar, they went over: The Rules & Effective Dates of the Acts…Read More

SBA Interim Final Rules on PPP Loan Forgiveness & Borrower/Lender Responsibilities

May 29, 2020 | By: Frank PinaOn May 22, 2020, new interim final rules were released by the Small Business Administration (SBA) providing guidance to borrowers and lenders regarding the SBA’s review process under the Paycheck Protection Program (PPP), including the loan forgiveness calculation and eligibility. Highlights from the May 22, 2020 interim final rules are as follows: The SBA review…Read More

NJEDA Update: Small Business Emergency Assistance Grant Program – Phase 2 Info Now Available

May 29, 2020The New Jersey Economic Development Authority (NJEDA) recently announced $50 million in new funding and broader eligibility criteria for the Small Business Emergency Assistance Grant Program. Under the newly-expanded program, which will provide grants up to $10,000 for COVID-impacted businesses, a wider variety of businesses will now be eligible, including home-based businesses and sole proprietorships.…Read More

Mercadien Webinar Replay: Interpreting FFIEC BSA/AML Manual Updates

May 21, 2020Manager Joseph Galdo, CPA, CFE, CAMS, and Supervising Senior Chrisitina Richardson, CAMS, presented a webinar Interpreting FFIEC BSA/AML Manual Updates on Thursday, May 21st. During the webinar, they went over: The purpose/history of the FFIEC BSA/AML Manual Impact of COVID-19 on customer behavior Key takeaways Specific updates to the manual How these changes will affect…Read More

Important Business Considerations for the New Normal

May 21, 2020 | By: Elizabeth LaCorteSince the beginning of the COVID-19 pandemic and the issuance of stay at home orders and business shutdowns eight weeks ago, there have been many Federal and State moratoriums, executive orders and updates to governmental guidelines to lessen the impacts of the pandemic. Businesses grappling with decisions made, or to be made, will need to…Read More

The Challenges Facing Businesses as They Reopen

May 21, 2020 | By: Christina M. Reger, Esq.While New Jersians and Pennsylvanians alike are eager to return to work and life, their plans for normalcy seem to have been thwarted by recent orders by both states extending the stay at home orders in New Jersey and the eastern part of Pennsylvania. However, despite the delay, both states have announced reopening plans, with…Read More

Mercadien’s Ken Kamen Appears on Reuters Business News

May 18, 2020Ken Kamen, president of Mercadien Asset Management, is a regular featured commentator on the Reuters Business and Personal Finance program hosted by Fred Katayama. On May 15, 2020, Ken was asked by Fred to share his thoughts on the current investment landscape. Ken tells Reuters’ Fred Katayama that although value stocks have long underperformed growth…Read More

New PPP Guidance from the SBA Regarding Good Faith Need Certification

May 14, 2020On May 13, the SBA released new guidance regarding the required good faith certification of need by PPP loan applicants, providing safe harbor to all recipients of less than $2 million in loan proceeds.  This guidance also speaks to ramifications for borrowers with loans of more than $2 million that are determined to have lacked…Read More

Surviving Technology Overload During Quarantine

May 13, 2020 | By: Jenniffer FoxThe COVID-19 quarantine has been going on in the tri-state region since the first week of March, and is nothing like we have ever experienced before.  For most of us that means we’ve been home-bound for seven weeks give or take. For those of you like me, that’s a long time to be stuck in…Read More

The Role of the Board During Crisis

May 13, 2020 | By: Frank PinaWhether it’s a cyber-attack, an executive’s misconduct or the health and economic crisis resulting from COVID-19, the Board of Directors plays an important role in helping its organization navigate and survive the challenges ahead.  In response to the COVID-19 pandemic, certain government-mandated restrictions and limitations have triggered sudden and profound economic impacts that have forced…Read More