Salvatore Zerilli
How Federal Agencies Can Address Problem Loans & Lenders with Corrective Action Plans
Effective corrective action plans are vital for managing risks, ensuring compliance, and protecting loan guarantee portfolios. As regulations become more complex, technology changes lending practices, and economic uncertainties increase default…
The Keys to Effective Loan Portfolio Trend Analysis
For federal agencies overseeing loan guarantee programs, effective loan portfolio trend analysis is crucial for regulatory oversight and policy-making. This analysis directly impacts the agency’s ability to manage risk, ensure…
Best Practices for Risk-Based Reviews & Oversight Programs: SOPs for Federal Government Agencies
Federal loan guarantee programs are vital tools for stimulating economic growth and supporting individuals and entities that may struggle to secure traditional financing. However, these programs come with inherent risks…
Case Study: Federal Agency Enhances Loan Oversight with Data-Driven Approach
At Mercadien, we’re proud to have a proven track record of assisting government agencies in taking a more sophisticated approach to administering loan guarantee programs. Our professionals have decades of…
Loan Guarantee Management: What To Expect During the OIG Remediation Process
The Office of Inspector General (OIG) plays a crucial role in ensuring accountability and efficiency within government agencies. For agencies subject to OIG oversight, understanding the remediation process is essential…
An Overview of Federal Loan Guarantee Management Best Practices
Federal loan guarantee management is the process government agencies use to oversee programs that provide guarantees on loans issued by private lenders. These guarantees reduce the risk for lenders, encouraging…
10 Transaction Monitoring Best Practices for Loan Guarantee Management
For loan guarantee programs, effective transaction monitoring helps mitigate risks, ensure compliance, and safeguard taxpayer interests. As regulatory environments shift and new challenges emerge, agencies will need to adopt robust…
How Federal Government Shutdowns Affect SBA Lending
Nearly all of us were following the news headlines or stories about the recent federal government shutdown and wondering when it would be over. While the duration and visibility of…
The Crucial Role of Expert CPA Firms in Federal Government Contracting
In the intricate landscape of federal government contracts, precise and reliable financial reporting is of the utmost importance. Federal agencies manage vast sums of public money, demanding a steadfast commitment…
Banking on Fintech: Key Considerations for Banking as a Service (BaaS)
Over the last several years, technological advancements have transformed our lives, revolutionizing the way we connect, work and live. We leverage many applications on our phones and other devices to…