Melissa Correa

Melissa Correa

CRCM Director at Mercadien P.C., Certified Public Accountants

Financial Institutions


Melissa Correa is a director at Mercadien, P.C., Certified Public Accountants and a member of the firm’s Financial Institutions Services Group. She is responsible for the completion of audit testing procedures for various financial institutions and performing audits and agreed-upon procedures for many regional banks and U.S. branches of foreign institutions.

Working with financial institutions (banks and credit unions) for over ten years, in both a consulting capacity and on engagements, Melissa has expertise in numerous areas, including commercial, residential and consumer loan portfolio review, allowance for loan and lease losses, asset/liability management, regulatory compliance, and Bank Secrecy and USA Patriot Acts.

Prior to joining Mercadien, Ms. Correa was an audit supervisor for a medium-sized accounting firm in El Paso, Texas, where she obtained experience in multiple industries, including manufacturing, restaurant and nonprofit. Melissa worked on employee benefit plans and litigation support engagements, as well as operational and financial audits. She has extensive experience performing entity-wide risk assessments to facilitate the planning of internal audit functions for clients. Furthermore, she has worked on reporting, disclosure and compliance projects for entities subject to Single Audit OMB A-133 and state and local reporting requirements.


Risks You Haven’t Thought of: How Climate Change is Presenting New Challenges for Lenders

In the Fourth Quarter of 2021, President Biden presented his administration’s “roadmap for climate change,” identifying how government agencies would strengthen infrastructure in response to worsening climate conditions. This was a key position during the Biden campaign, and its persisting emphasis has brought the world of banking to an inflection point. Climate Plan B impacts…

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Mercadien Announces Executive Promotions; Several Associates Promoted to Director

Mercadien is pleased to announce several promotions within the firm’s corporate leadership team.  Three professionals were promoted to the level of Director: Ms. Melissa Correa, CRCM, a member of the Financial Institutions Services Group and resident of Oklahoma City, OK; Mr. Matthew Daly, CPA, a member of both the Government Services and Audit and Assurance…

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Mercadien Webinar Replay: Common Audit Findings in PPP & Other Pandemic Relief Programs

Melissa Correa, CRCM, Manager & David Healey, Supervising Senior Associate of Mercadien’s Financial Institutions Services Group presented a webinar Common Audit Findings in PPP & Other Pandemic Relief Programs on Tuesday, November 17th. During the webinar, they went over: Audit pitfalls as it relates to pandemic relief activities & the impact on risk management How to…

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