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The U.S. Ranks Number Nine in Financial Literacy

The Organization for Economic Co-operation and Development (OECD) has released the statistics on the Program for International Student Assessment (PISA) which surveyed students in 18 countries on their knowledge and skills in dealing with financial issues. The OECD reports, “PISA included an assessment of students’ financial literacy – the first international survey of its kind.…

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Data Analytics: A Valuable Investigative Tool

“Time is money” is an age-old expression deeply rooted in the lexicon of most individuals and businesses, especially those that derive their income by providing a service to others. In forensic and litigation support engagements, some of the most daunting tasks involve the procurement and analysis of large, disparate datasets. The ability to efficiently combine…

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Tracking Data Theft By Thumb Drive

The theft of electronic information is rampant in today’s business world. It can be done by a disgruntled employee, a hacker looking to steal identities, or business partners looking to leave and start anew. USB devices are a convenient way to transfer files among colleagues, but they also serve as the primary means of data…

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Mercadien Hosts Seminar on Risk Management for Nonprofit Executives

More than 30 chief and financial executives of New Jersey nonprofit organizations attended The Mercadien Group’s complimentary breakfast seminar, “How to Manage Risk,” at its offices on August 5, 2014. Part of the firm’s ongoing Nonprofit Revenue Enhancement Seminar Series, and qualified as continuing professional education (CPE), the two-hour forum identified numerous risk areas faced…

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Reverse Mortgages: A Holistic Approach

The Home Equity Conversion Mortgage (HECM), aka reverse mortgage, is an extraordinary tool when utilized in the proper manner at the proper time for the proper individual.

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File & Suspend: A Social Security Strategy

The file and suspend Social Security strategy received media attention after the 2015 fiscal budget was released by the White House earlier this year. The Obama administration, in their budget narrative “proposes to eliminate aggressive Social Security claiming strategies, which allow upper-income beneficiaries to manipulate the timing of collection of Social Security benefits to maximize delayed…

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5 Steps to Achieve Your Financial Goals

What are your financial aspirations for the coming year? Would you like to pay off some high-interest debt? Step up your retirement savings? Set aside enough for an exciting vacation? Below are several wise steps to turn your financial objectives into realistic goals: 1. Create a Budget It will be difficult to lower your debt…

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Taxpayer Bill Of Rights Recently Adopted By IRS

At the urging of the taxpayer advocate for the past seven years, the IRS recently adopted the Taxpayer Bill of Rights. While the rights are not new, this is the first time that the IRS has taken the rights previously scattered throughout the tax code and legislation and put them in one place. The IRS…

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NJAMHAA News features Mercadien’s Financial and Technology Services

Since The Mercadien Group exhibited at NJAMHAA’s Information Technology Project’s conference earlier this year and joined NJAMHAA’s IT Council, the company has received calls from a number of NJAMAA members requesting assessments of their external vulnerability. “They’re asking about penetration tests and holistic assessments of their technology, of what they have now and how to…

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Attorney at Law Magazine Profiles Frank Pina

What drew you to a career as an accountant?  Did you ever want to be something else? Although being the Phillie Phanatic – the world’s greatest mascot – was my childhood dream, accounting has long been considered the language of business and I always fancied myself a businessman from an even earlier age. However, the idea…

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