Nakia Smith

Empty Nest? It’s Time for a Financial Update!

It is inevitable that your kids will grow up and someday move out of your house.  Life will no longer revolve around their schedules.  This can be a difficult emotional transition as you move into the next phase in life as an empty nester.  After you deal with the emotional aspect of the lifestyle change,…

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Make a List, Check it Twice, and Stick to it!

Setting a budget for holiday shopping is essential to avoid overspending, especially when it comes to utilizing credit cards. The debt you rack up can take months to pay off. Remember, the money spent on credit cards is not free money and, if not paid off within the billing cycle, interest continues to accrue. If…

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