Litigation Support

Preventing Business Exploitation In A State Of Vulnerability

As the days go by, business owners and individuals are receiving volumes of information on how to survive the COVID-19 pandemic. Channels of communication include news media outlets, advertisements, telephone calls, emails and text messages. A worldwide pandemic mixed with an ounce of fear and vulnerability gives fraudsters a recipe for exploitation. Given the amount…

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Your Estate Documents Amid the COVID-19 Crisis

OK so, a couple weeks of quarantine down, you’ve caught up on all the shows/movies you’ve been wanting to see, cleaned out that junk drawer, read a book, now you’re bored – and from everything we’re hearing all or most of April will be seen from inside our homes as well. I bet you haven’t…

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Paycheck Protection Program Application Processing and Other Back Office Assistance

SBA approved lenders, we know supporting your communities is your priority and supporting you is ours!  Are you a financial institution looking to assist borrowers with obtaining relief funds available through the new Paycheck Protection Program (PPP)? The Mercadien team stands ready to help our bank clients move quickly to ease the friction and administrative…

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Business Interruption Claims Assistance – How We Can Help

Organizations are experiencing disruption like never before as a result of the COVID-19 pandemic, and there is a lot of uncertainty surrounding what insurance will cover, what assistance is available and how to recover losses from an unprecedented event like this. As a business owner or executive, you may be asking yourself: What is my…

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The Interim Final Rule from the SBA

Many of you have reached out to us over the last few days in connection with determining the CARES ACT loans and other options available to you and your business.  In reference to the Paycheck Protection Program (PPP), there has been a lack of clear guidance about payroll costs eligible towards calculating your loan amount…

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Navigating Through Business Interruption

Business owners in our region have proven to be resilient over the years, especially when disaster strikes or other challenging circumstances arise.  Some business owners obtain business income insurance coverage to protect against temporary or even permanent interruptions in their operations due to unforeseen events such as natural disasters, floods, fires, etc. Business income coverage…

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Force Majeure Considerations Relating to COVID-19

While business owners attempt to find creative ways to protect their assets and operate during the Coronavirus (COVID-19) pandemic, one term that keeps creeping into conversation as it relates to contracts and leases is force majeure. Force majeure is a French phrase meaning a superior force. Sometimes referred to as an “act of God,” force…

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Small Business Forgivable Loan Program Under the CARES Act & Other Relief

The Senate and House have passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act which is a stimulus package for the nation and includes several important opportunities for small businesses to receive assistance. The law was signed by the President on Friday, March 27, 2020. In this legislation, there are several relief programs for…

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An Overview on the CARES Act & What It Means For Businesses

The Coronavirus Aid, Relief and Economic Security (CARES) Act (the “Act”), a $2 trillion stimulus package, has officially been signed into law. The bipartisan deal allocates $2 trillion in an effort to mitigate the fallout from the COVID-19 crisis, including $1.5 trillion in spending and tax cuts and $500 billion in loans—$454 billion of which was…

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An Overview on the CARES Act & What It Means For Individuals

The Coronavirus Aid, Relief and Economic Security (CARES) Act (the “Act”), a $2 trillion stimulus package, has officially been signed into law. The bipartisan deal allocates $2 trillion in an effort to mitigate the fallout from the COVID-19 crisis, including $1.5 trillion in spending and tax cuts and $500 billion in loans—$454 billion of which was…

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