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8 Ways to Save on Summer Vacation
Summer is supposed to be a chance to get away, add a little color to that sun-sheltered skin, enjoy the hot sun at the barbecue, and get some much needed…

Are Personal Finance Education Mandates Working?
Math has always been taught in school, but the kind of math you’re probably thinking of isn’t always practical. You’ll never need to use de Moivre’s Theorem to file your…

What Are My Subrecipient Monitoring Responsibilities?
A pass-through entity that receives federal awards and/or New Jersey state awards as a subrecipient must determine on a case-by-case basis whether the disbursements made under each agreement represents a…

The Buzz About Bitcoins
With the latest buzz about bitcoins – a decentralized, digital currency just a few years old – it is extremely important for the banking industry to understand their use and…

Don’t Let Your Tax Refund Burn a Hole in Your Pocket
April 15th has passed and many of us are awaiting, or recently received, a tax refund. The average U.S. taxpayer refund over the last two years has approximated $3,100. If…

Philadelphia VIP Features Frank Pina and Mercadien Foundation
The partnership began when Frank Pina, a Principal and Managing Director of the Mercadien Group, attended VIP’s Awards Night in 2012 and expressed an interest in helping achieve VIP’s mission.…

Focus on Fair Lending Compliance
Fair lending compliance remains in high focus with federal and state regulators. The Department of Justice recently created a new fair lending enforcement unit staffed with economists, attorneys and an…

Achieve Growth Through Compliance Leadership
The banking industry has seen noted changes in income margins for institutions of all sizes over the last five to ten years. Growth strategies focused solely on revenue channels are…

Christoper Seiz of The Mercadien Foundation Discusses Financial Literacy
Since 2004, the U.S. Senate has recognized April as National Financial Literacy Month in an attempt to encourage learning new financial skills, improve personal financial well-being and reduce the stigma…

Salvatore Zerilli on Navigating the Maze of Bank Regulations
Ever wonder why the name of your bank has changed eight times since you opened an account? With all the bank mergers taking place, it can be hard to remember…