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File & Suspend: A Social Security Strategy

The file and suspend Social Security strategy received media attention after the 2015 fiscal budget was released by the White House earlier this year. The Obama administration, in their budget narrative…

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5 Steps to Achieve Your Financial Goals

What are your financial aspirations for the coming year? Would you like to pay off some high-interest debt? Step up your retirement savings? Set aside enough for an exciting vacation?…

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Taxpayer Bill Of Rights Recently Adopted By IRS

At the urging of the taxpayer advocate for the past seven years, the IRS recently adopted the Taxpayer Bill of Rights. While the rights are not new, this is the…

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Attorney at Law Magazine Profiles Frank Pina

What drew you to a career as an accountant?  Did you ever want to be something else? Although being the Phillie Phanatic – the world’s greatest mascot – was my childhood…

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8 Ways to Save on Summer Vacation

Summer is supposed to be a chance to get away, add a little color to that sun-sheltered skin, enjoy the hot sun at the barbecue, and get some much needed…

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Are Personal Finance Education Mandates Working?

Math has always been taught in school, but the kind of math you’re probably thinking of isn’t always practical. You’ll never need to use de Moivre’s Theorem to file your…

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What Are My Subrecipient Monitoring Responsibilities?

A pass-through entity that receives federal awards and/or New Jersey state awards as a subrecipient must determine on a case-by-case basis whether the disbursements made under each agreement represents a…

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The Buzz About Bitcoins

With the latest buzz about bitcoins – a decentralized, digital currency just a few years old – it is extremely important for the banking industry to understand their use and…

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Don’t Let Your Tax Refund Burn a Hole in Your Pocket

April 15th has passed and many of us are awaiting, or recently received, a tax refund.  The average U.S. taxpayer refund over the last two years has approximated $3,100.  If…

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Philadelphia VIP Features Frank Pina and Mercadien Foundation

The partnership began when Frank Pina, a Principal and Managing Director of the Mercadien Group, attended VIP’s Awards Night in 2012 and expressed an interest in helping achieve VIP’s mission.…

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