With the ink barely dry on the diplomas they’re clutching, the class of 2015 is looking to the future, excited about the challenges and opportunities that lie ahead. High school graduates are thinking about what major they’ll choose at college, and college grads are anxious to find a productive place in the real world.

You no doubt remember one word of advice a well-meaning elder gave to young Dustin Hoffman in The Graduate: “plastics.”  I have one word for the young graduates of today: advisor. Specifically, financial advisor – the field I’m in.

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