Welcome to The Mercadien Group!

Financial Institutions

Mercadien can assist your financial institution in increasing its bottom line. Our professionals know that you not only want sophisticated advice and solutions that work, but you also need value for your money and a plan that is scaled for you. We bring a best practice approach based on our extensive knowledge in the banking industry to every service we offer. Ask any Mercadien client, and we're confident you will hear about the value of our ongoing presence. We are always available to you and your management, and we can help in ways that go beyond formal services. Click here to learn about or services, or click here for information about our newsletter, The Bank Account.

Whether your financial institution is a community bank, commercial bank, or a credit union, the banking industry is extremely regulated and continues to become even more so. These regulations, if not followed, can lead to regulatory enforcement actions that in turn will be very costly for an institution to rectify. Additionally, public enforcement actions give way to a reputational risk component that although difficult to quantify can have a significant financial impact on the institution. Therefore, it is critical for a financial institution to institute proper policies, procedures, and internal controls to ensure that it remains in compliance with regulations, as well as protect the safety and soundness of the institution.

The cost of implementing proper policies, procedures, and internal controls in the banking industry continues to rise. So your challenge is to maintain regulatory compliance and the safety and soundness of your financial institution while remaining competitive with the products and services you offer and still realize a profit.

At Mercadien we work with financial institutions in the following ways:

Outsourced Internal Audit Department
Co-Sourcing Arrangement with the Financial Institution's Internal Audit Department
Regulatory Compliance
BSA/AML Services

Information Technology Services

Information Technology Audit
Internal and External Vulnerability Assessments
Risk Management/Business Continuity Planning
Managed Services
Data Forensics

Bank Collateral and Field Examination Services
Fraud Investigative Services (Forensic Accounting)
Strategic Planning
Tax Planning/Preparation
Employee Benefit Plan Audits
Due Diligence and more